No relationship received unless you have a KeyPathsForPrefetching relationship.
However, my best advice for you is to always carry out your decision in the most direct way, and THEN will solve performance problems later. People are notoriously poorly predicting performance problems.
One tool that is very easy to use is the tools that are included with Xcode.
You can easily run the test using both approaches, and actually compare the numbers, rather than just stick to the opinion of some stranger on SO.
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