Paypal Adaptive (linked) payment with Rails

Question

It is known that PayPal supports Adaptive (Chained) payments, when one buyer sends money and is processed using the same API account holder, and money can be sent to several users.

My question is:

• Does this approach support credit card acceptance (for the buyer)?
• Is it possible to capture the card in more detail on our website and use the API (in the backend) without redirecting to the PayPal website itself?

Here is my requirement ... I am launching a website where sellers can sell their products, and buyers buy them. The seller sets the price, and I get a commission

Eg. Person A sells product P for $ 100. (My commission is 2%)

Person B buys P. and pays on my site. Using the Paypal API, I want to process credit card B and pay him $ 100. Get my share of $ 2 and send the rest of $ 98 to character A.

thanks in advance,

Kannan r

Answer 1

Q1. YES you can accept credit cards (PapPal Adaptive payments supports guest payments ... where the user can enter their credit card details.

Q2. YES. In continuation of the response to Q1, credit card information took effect as an explicitly approved payment, so there is no need to redirect the sender to the Paypal website for authorization.

http://www.paypal-labs.com/TechDocs/

This link explains the situation better, check the connection with guest payments.

Hope this helps.

Rgds,
Sourcebits team.

Answer 2

For question number 2:

While you can record credit card information on your website, you should be aware that there is something called PCI Compliance , which is basically a set of rules that must be followed to ensure the security of your server and your software.

It is not easy to comply with PCI requirements at your discretion (time, consultant costs, regular checks, understanding of the rules, etc.). And if the rules are broken or your server is hacked, you can be fined hundreds of dollars / rupees for the "lost" credit card information.

Find SO to get good info on this.